{
 "name": "Dr. Frugal",
 "tagline": "Dr",
 "description": "Dr. Frugal is your smart money companion — a calm, all-in-one app to understand spending, stay on budget, and never miss a bill or subscription renewal.\n\nConnect your UK bank securely via Open Banking, see your balances and transactions in one place, and turn raw bank data into clear, actionable insights.\n\nWHAT YOU CAN DO\n\n• See the full picture on Home\nView account balances, recent transactions, and a daily summary of what matters: your budget, upcoming bills, renewals, and shopping lists.\n\n• Set Targets and track what's left to spend\nBuild a monthly budget plan with category limits and visual spending rings. Dr. Frugal tracks your real bank debits against each target so you always know how much you have left — or if you've gone over.\n\n• Get AI-powered spending insights\nSmart Targets analyses your last six months of spending, highlights essential vs. discretionary categories, and suggests practical ways to save next month.\n\n• Never miss a bill or renewal\nTrack upcoming bills, insurance payments, and subscription renewals. Get reminders before due dates so nothing catches you off guard.\n\n• Shop smarter\nKeep organised shopping lists, compare prices across UK stores, and link receipts to bank transactions when you scan them.\n\n• Scan receipts in seconds\nUse your camera to capture receipts, extract items automatically, and match them to the right transaction.\n\n• Ask Dr. Frugal anything\nYour built-in AI assistant helps you understand your spending, navigate the app, set budget lines, and get personalised tips — powered by your actual financial data.\n\n• Stay informed with notifications\nReceive alerts for budget limits, upcoming bills, renewals, and balance updates — so you stay in control without constantly checking the app.\n\n• Organise transactions your way\nAutomatic categorisation plus manual control. Assign transactions to budget lines and keep your plan accurate month after month.\n\nBANK CONNECTION & SECURITY\n\nDr. Frugal uses regulated Open Banking to connect to your UK bank accounts. You authorise access through your bank's secure login — Dr. Frugal never sees or stores your bank password. You can disconnect accounts at any time from Account Details.\n\nDR FRUGAL PRO\n\nStart with a free trial that includes core features and one bank connection. Upgrade to Pro for:\n• Up to 5 connected bank accounts\n• Full Targets budget planner & spending rings\n• AI money assistant with personalised tips\n• Smart shopping list & price tracking\n• Bills & subscription renewals tracker\n• Budget & bill push notifications\n• Automatic transaction categorisation\n\nPro is available as a monthly or yearly subscription via the App Store. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store account settings.\n\nDr. Frugal also includes tools to explore loan options (UK) and manage insurance-related payments alongside your everyday spending.\n\nYOUR PRIVACY MATTERS\n\nTransaction data is encrypted in transit and stored securely. You control your connected banks and can sign out or disconnect at any time. See our in-app Privacy section for full details.\n\nWhether you're trying to cut discretionary spending, stay on top of subscriptions, or simply know what's left in your budget this month — Dr. Frugal helps you spend with intention.\n\nDownload Dr. Frugal and take control of your money today.\n\nTerms of Use: https://drfrugal.app/terms \nPrivacy Policy: https://drfrugal.app/privacy",
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