{
 "name": "Mortgage Velocity",
 "tagline": "Your mortgage is a big part of your life",
 "description": "Your mortgage is a big part of your life. Give it a plan you can understand.\n\nMortgage Velocity helps you see how your home loan, everyday spending and savings fit together. Bring your numbers into one place, explore the possibilities and turn what you learn into practical next steps.\n\nWhether you want to understand extra repayments, prepare for an expensive month or build a stronger savings buffer, start with a clearer picture of where you are today.\n\nYOUR MONEY, IN ONE CLEAR VIEW\nSee your mortgage balance alongside take-home pay, living costs and repayments. Review what remains after recorded costs and spot the details you still need to complete. A calm, simple dashboard helps you focus on the numbers that matter to your plan.\n\nSTART SMALL. BUILD YOUR PLAN.\nSet up your mortgage, cash flow, savings and goals in four manageable steps. Enter what you know and return when you have more information. Your progress saves as you go, and missing figures stay visibly incomplete instead of silently becoming zero.\n\nEXPLORE WHAT EXTRA REPAYMENTS COULD CHANGE\nWhat could an additional repayment mean over time? How might fees or a different rate affect the result? Explore educational mortgage scenarios and compare repayment approaches using your own inputs. Investigate offset and revolving-credit scenarios where relevant, with the assumptions available to review.\n\nPLAN AROUND PAYDAY\nA monthly average is useful, but bills do not always arrive neatly between paydays. Record your pay frequency, next payday and dated bills to explore the timing of money coming in and going out. Keep regular living costs and annual expenses in view as you build your cash-flow plan.\n\nMAKE ROOM FOR LIFE'S WHAT-IFS\nA surprise bill. A missed pay. A higher interest rate. Use Life happens to rehearse changes before changing your plan. Explore how a difficult month could affect a scenario without altering your recorded balances or the money assigned to your goals.\n\nGIVE EACH GOAL A PURPOSE\nBuild an emergency buffer, reserve money for annual bills or track mortgage principal already repaid. Create goals that mean something to you and record actual progress. Keep money allocated across goals within the cash you hold, so your plan stays connected to your starting point.\n\nLEARN SOMETHING YOU CAN USE\nWork through 12 practical lessons that connect mortgage and money concepts with everyday decisions. Read clear explanations, explore worked examples, check your understanding and choose actions to apply to your own plan. Finish by building a 90-day plan you can revisit.\n\nBUILD A MONTHLY HABIT\nUse the monthly money check-in to update balances, review spending and choose your next action. Return to your goals as circumstances change and keep a record of the progress you have actually made.\n\nYOUR PLAN STAYS WITH YOU\nNo account or bank connection is required. Your financial inputs are stored on your device, with backup export and import available in settings. There is no automatic sync between devices, so export a backup before moving to a new one.\n\nDesigned for iPhone and iPad, Mortgage Velocity gives you a place to learn, explore and keep coming back to your plan.\n\nStart with what you know. Take your next step with a clearer view.\n\nABOUT THE ESTIMATES\nMortgage Velocity is an educational planning tool, not financial advice or a lender quote. Projections use stated assumptions, including daily interest at the annual rate divided by 365 and calendar month-end posting. Mortgage contracts vary, and results are estimates rather than guaranteed savings or repayment dates. Display currencies do not imply support for every country's mortgage rules. Check your lender's terms before making changes.",
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