Amortize - loan payoff planner

Not claimed

Amortize shows you the true cost of your loans — and how to beat it

By SANJITKUMAR MAHESHBHAI PATEL · Finance

74NewRate it first

Get it on theApp Store

Visit site Add rating

In short

Amortize is a finance app that calculates a loan's monthly payment, total interest, and payoff date, and lets users test extra payments or compare scenarios such as refinancing or 15- versus 30-year terms. It suits people planning a mortgage, car loan, or debt payoff. It works fully offline with no accounts, tracking, or ads, and keeps financial details on the device.

Summary by Debuts, based on the App Store listing.

About

Amortize shows you the true cost of your loans — and how to beat it.

Enter your loan details once and instantly see your monthly payment, total interest, and payoff date. Then experiment: add an extra $200 a month and watch years — and thousands in interest — disappear from your payoff timeline.

COMPARE SCENARIOS Save and compare multiple loans side by side: refinancing options, 15-year vs. 30-year terms, or different down payments. Every calculation is kept as a timestamped history, newest first.

SEE YOUR PROGRESS A clear principal-vs-interest breakdown, a year-by-year payoff ladder, and a visual timeline of your balance shrinking to zero.

PRIVATE BY DESIGN Amortize works 100% offline. No accounts, no sign-up, no tracking, no ads. Your financial details never leave your device.

Whether you're planning a mortgage, financing a car, or tackling debt, Amortize turns "what if?" into a concrete plan to be debt-free sooner.

People rate it

No ratings yet. Tried it? Be the first to rate it.

More Finance apps

Best new Finance apps this week

Discovery signals

How AI and people discover Amortize - loan payoff planner on Debuts

AI-readyPartly

78% described for AI to match

Discoverable nowLiveStructured data on this page and the Debuts API