CashyWashy

CashyWashy is an offline financial modeling suite and capital planning architecture designed to help you achieve financial independence, optimize debt payoff strategies, and balance asset allocations.

Interactive Sankey Capital Flow: Map income and expenses using visual Sankey diagrams and balance asset allocations with automated rebalancing calculators. Debt Avalanche & Snowball Engine: Compare debt payoff strategies side-by-side to calculate exact time-to-freedom and total interest saved with extra monthly payments. FIRE & Compound Growth Simulator: Project retirement timelines with Monte Carlo simulations, inflation adjustments, and safe withdrawal rate (SWR) models. Budget Architecture & Health Score: Calculate emergency fund requirements, apply 50/30/20 budget frameworks, and analyze overall capital health.

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