Covered: Never overdraft again

Covered helps your household avoid overdrafts.

Every week, Covered sets aside what's due before your next payday — rent, bills, credit card minimums, amounts that vary — and shows what's actually left to spend. If an account won't cover a payment, you see it before it happens.

WHAT IT DOES • Sets aside each bill until it's paid, so "available" really means available • Credit card minimums and statement balances, paid from the account you choose • Bills whose amount varies, like electricity • Paydays and other income, with their own rhythm • A calendar of what's coming • A daily reminder when a payment won't go through, a due date has passed or your balances need checking • Built for two: optional iCloud sync keeps your household's iPhones in step

PRIVATE BY DESIGN • No bank connection: you enter your balances yourself • No account, no sign-up, no ads, no tracking • Your data stays on your device (and in your own iCloud if you turn sync on) • Optional Face ID lock

Covered is not a budgeting app. No envelopes, no categories to maintain — just a clear answer to "can we spend this before payday?"

Available in English and French.

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