Daily Bachat: Expense Tracker app icon

Daily Bachat: Expense Tracker

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Know what you can spend today, before you spend it

By Vishal Vishwakarma · Finance
Debuts score 84NewRate it first

Why we expect it: A clear, honest daily-limit concept with thoughtful features, transparent privacy, and a well-explained workaround for iPhone's SMS restrictions.

Daily Bachat: Expense Tracker screenshot 1Daily Bachat: Expense Tracker screenshot 2Daily Bachat: Expense Tracker screenshot 3

In short

Daily Bachat: Expense Tracker shows how much of a set daily spending limit is still left, using a dial that moves from low to over. It is aimed at people who want to track money day by day rather than after the month ends. One standout feature is that unspent money from under-limit days rolls forward to later days, and payments can be added by pasting bank messages, typing them in, or using a shortcut.

Summary by Debuts, based on the App Store listing.

About

Know what you can spend today, before you spend it.

Daily Bachat gives you one number: what is left of today's money. Set a daily limit, and the dial tells you where you stand — low, medium, nearly there, or over.

WHAT MAKES IT DIFFERENT

Most trackers tell you what you spent after the month is gone. This one tells you what you can still spend, today, while it still matters.

Spend less than your limit and the surplus rolls forward, so a few careful days genuinely earn you a bigger Saturday. Go over, and it shows you how much to trim to catch up — no guilt, just the number.

WHAT YOU GET

• A daily limit, and a dial showing how much of it is left • Today, this week and this month at a glance on one screen • Spending trends by day, week and month, so you can see which weeks run hot • Any past month, picked from the top of the Month tab • Categories, so you know what pushed you over — not just that you did • A limit calculator that reserves money for weekly treats and fixed bills • Name any payee, or label one payment, in your own words • Mark EMIs, rent or family transfers as not-tracked, once or for good • Today's spending in the Dynamic Island and on your Lock Screen • Optional account to move your data to a new phone

HOW PAYMENTS GET IN

iPhone does not let any app read your text messages — that is an Apple rule, and no app can get around it. So Daily Bachat gives you three ways instead:

• Paste a bank message, and it reads the amount and the payee • Type a payment in by hand, in a couple of taps • Set up a shortcut once, and bank messages are recorded as they arrive

YOUR MONEY STAYS YOURS

Everything lives on your phone. There is no advertising, no analytics, and nothing is sold or shared — ever. An account is optional and exists only to move your data to a new phone. You can delete it, and its backup, from inside the app.

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