EarnSwell: Irregular Income
Not claimedEarnSwell turns manually entered balances, uneven income, bills and flexible spending…
By Jasko Hodzic · FinanceWhy we expect it: A clear, privacy-respecting runway forecast for irregular income, with honest disclaimers and a useful free tier.
In short
EarnSwell: Irregular Income is a finance app that builds a cash-runway forecast from balances, uneven income, bills and flexible spending that you enter by hand. It is aimed at people whose earnings vary and who want to see how long their money lasts. One notable point is that it does not connect to bank accounts, and entries are stored locally on the device.
Summary by Debuts, based on the App Store listing.About
EarnSwell turns manually entered balances, uneven income, bills and flexible spending into a clear cash-runway forecast.
• Compare conservative, balanced and flexible scenarios
• Enter low, expected and high amount ranges
• Keep a reserve untouched through your forecast floor
• See the limiting date, runway and projected balance
• Record actual income and spending in seconds • Export and restore your own local plan
EarnSwell does not connect to banks. Your entries are stored in the local app container and may be included in your Apple device backup; you can also export them yourself. Forecasts depend entirely on your inputs and are planning estimates—not financial, tax, debt or investment advice.
Free includes one local plan, the Conservative forecast up to 90 days and JSON backup. Optional one-time Lifetime Pro adds forecasts up to 730 days, Balanced and Flexible scenarios, a 30-day plan-versus-actual view and forecast CSV export.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://viralcrew.de/apps/earnswell/privacy
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