Finance: Spending & Income app icon

Finance: Spending & Income

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Finance is a personal finance tracker made for the Mac: fast, keyboard-friendly and…

By Ivan Dakhin · Finance
Debuts score 82NewRate it first

Why we expect it: A thoughtfully written Mac finance tracker with clear keyboard-first value, private iCloud storage, and useful multi-currency features, though it has no ratings yet.

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In short

Finance: Spending & Income is a personal finance tracker for the Mac that covers spending, income, transfers and accounts in multiple currencies. It suits people who want keyboard-driven entry and data kept on their own device and private iCloud database. One standout feature is that the overview compares spending for any period against the same days before it, with the chart shifting red or green.

Summary by Debuts, based on the App Store listing.

About

Finance is a personal finance tracker made for the Mac: fast, keyboard-friendly and private.

SEE WHERE YOU STAND • Overview shows your net worth, income and spending for any period — a week, a month, three months, a year — next to the same days of the period before. • The spending chart turns red when you are spending more than last time and green when you are spending less. • Click a category to see every transaction behind the number.

WRITE IT DOWN IN SECONDS • ⌘N opens a new transaction from anywhere. Type the amount — arithmetic like 12.50+3 works — pick a category and press Return. • Expenses, income and transfers between accounts, with notes, tags, receipts and a person from your contacts. • Every change can be undone.

CATEGORIES THE WAY YOU THINK • Categories up to four levels deep, each with its own color and an emoji, a symbol or your own picture. • For every category: totals by day, week or month, the share of your spending and a comparison with the period before.

ACCOUNTS AND CURRENCIES • Cash, bank accounts, credit cards, savings, investments and loans, each in its own currency. • A balance chart for every account, and the balance after each transaction. • Totals in your main currency at the official rates of the National Bank of Ukraine, and Monobank’s public rates for the currencies the National Bank doesn’t publish.

PRIVATE BY DESIGN • No registration and no Finance servers: your data lives on your Mac and in your private iCloud database, where the developer can’t read it. • Hide balances with one shortcut when someone can see your screen. • Back up everything to a folder you choose, and export transactions as CSV.

MADE FOR THE MAC • A native interface in light and dark. • The everyday commands are in the menu bar, with keyboard shortcuts. • Instant search across notes, categories, accounts, people and amounts. • English and Ukrainian.

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