Finnit - Finance Tracker app icon

Finnit - Finance Tracker

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Know what's yours to spend

By DANISH HAIQAL · Finance
Debuts score 82NewRate it first

Why we expect it: Finnit's privacy-first design, clear bill reminders and well-written description make its value easy to grasp quickly.

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In short

Finnit - Finance Tracker is an iPhone app that gathers accounts, bills, goals and debts in one list, showing what money is available and what is due. It requires no sign-up or bank logins, and data stays on the device. Its notable feature is answering bill reminders directly from the notification with Paid, Saved, Received or Skip.

Summary by Debuts, based on the App Store listing.

About

Know what's yours to spend.

Finnit puts every account, bill and goal in one calm place, so you always know what's really yours, what's coming up, and what you can spend today. No sign-up. No bank logins. Your money data stays on your iPhone.

PAID IN ONE TAP • Due: every bill, subscription, loan, credit card, goal and salary that needs you, in one list • Answer reminders right from the notification: Paid, Saved, Received or Skip • Choose the time, how many days before, and whether Finnit asks again, or get one summary a day • Part payments keep a bill or loan due with what's left • Free trial ending, money owed to you, settling up a trip: Finnit reminds you • Due widget you can tick, and Siri: "I paid my phone bill in Finnit"

EVERY ACCOUNT, ONE WALLET • Banks, e-wallets, cash, savings, credit cards, loans and investments as cards you design • Available cash, net worth and credit card use worked out for you • Track investment returns monthly or yearly

PLAN WITHOUT A SPREADSHEET • Budgets with alerts at the level you choose • Bills and subscriptions with their next due date • Savings goals with a monthly amount and a day, and an emergency fund • Debts and loans with what's left to pay • Expected income: Finnit asks if your salary arrived and logs it in one tap • See how much of this month is already planned

SCAN IT. SPLIT IT. SETTLED. • Scan paper receipts or screenshots. Items, discounts, tax and service charge are read on your iPhone • Keep it as your own spending, or split it: pick who had what and who paid • Trips and groups work out who owes who in the fewest payments • Share a clean summary with friends. They don't need the app

LOG IT IN SECONDS • A calculator keypad and slide to save • Transfer straight to a goal, a bill or a loan, and Finnit counts it • Home Screen widgets: scan in one tap, cash flow, budget, next bill, goals and a spending calendar • Import a bank statement (CSV), reviewed before anything is added

PRIVATE BY DESIGN • No account, no login, no bank passwords • Your data stays on your iPhone. Receipts are read on the device • Optional Face ID lock, and hidden amounts in widgets and notifications • Export everything as CSV or JSON any time

FINNIT PRO Everything above is free. Pro adds: • Smart Budget: what you can safely spend today, after bills, loans and goals • Work Spaces for freelance, side hustle and business money • Unlimited account cards (Free includes 6) • Unlimited savings goals and Home trackers • Unlimited receipt scans • Returns on every investment account • Apple Pay auto-logging with Shortcuts • PDF bank statement import

Pro is a monthly or yearly subscription (the yearly plan starts with a 2-week free trial for new subscribers), or a one-time Lifetime purchase.

Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the period. Manage or cancel in your Apple Account settings. Any unused part of a free trial ends when you buy a subscription.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finnit.framer.website/#privacypolicy

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Discovery signals

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