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my12c

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The financial calculator that has been on every banker's, broker's and realtor's desk…

By Miroslav Perovic · Utilities
Debuts score 80NewRate it first

Why we expect it: A clearly defined niche with a credible, well-documented promise to bring the legendary 12C calculator to iPhone.

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In short

my12C is an emulator of the HP 12C Voyager financial calculator for iPhone, iPad and Mac, running the original microcode. It covers time value of money, amortization, NPV and IRR, bonds, depreciation and programmable steps, and includes the full original owner's manual with iCloud sync. It is aimed at students, bankers, brokers and others who work with financial calculations.

Summary by Debuts, based on the App Store listing.

About

The financial calculator that has been on every banker's, broker's and realtor's desk since 1981 — now on your iPhone, iPad and Mac. my12C brings the legendary 12C Voyager series financial calculator back to life with cycle-accurate emulation running the original microcode. Every keystroke, every display flicker, every RPN operation — faithfully reproduced.

WHY THE 12C NEVER WENT AWAY

The 12C is the longest-lived calculator ever made, and for good reason: its time-value-of-money keys, cash-flow analysis and RPN logic solve real financial problems in a handful of keystrokes. It is still the calculator used in finance courses and licensing exams around the world.

FEATURES

• Cycle-accurate emulation — runs the original Voyager microcode, not a simulation • Time value of money — n, i, PV, PMT and FV, solve for any of the five • Amortization — interest and principal for any range of payments • Cash-flow analysis — NPV and IRR for up to 20 grouped cash flows • Bonds — price and yield to maturity on the 30/360 basis • Depreciation — straight-line, sum-of-the-years-digits and declining-balance • Calendar — days between dates and date arithmetic, actual and 30/360 • Percentages, simple interest, odd-period compounding, statistics and linear regression • Programmable — up to 99 lines, with conditional tests, branching and looping • RPN entry — the efficient Reverse Polish Notation four-level stack • Authentic 7-segment LCD display with all original annunciators • Built-in self-tests, working exactly as on the original hardware

BUILT FOR TODAY

• Complete Owner's Manual inside the app — every section, worked example, cash-flow diagram, formula and program listing of the original handbook, with a linked subject index • iCloud sync — your calculator state follows you across devices • Native on iPhone and Mac — landscape optimized on iOS, resizable window on macOS • Full keyboard support on Mac — type numbers and operators directly, Enter on the numeric keypad works as ENTER • Dark interface faithful to the original Voyager design

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