Paydar: Subscription Tracker app icon

Paydar: Subscription Tracker

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Paydar adds up everything you pay for, every month and every year, and warns you before…

By HUSSAM FAZAL HASNAIN · Finance
Debuts score 82NewRate it first

Why we expect it: A clear, privacy-friendly subscription tracker with thorough screenshots, useful reminders, and a fair one-time unlock.

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In short

Paydar: Subscription Tracker totals up your recurring charges by month and by year, with reminders before each one. It is free for up to 3 subscriptions, with a one-time purchase for unlimited tracking, and it stores everything on your iPhone and Apple Watch with no account. It stands out for its privacy design and its Apple Watch app.

Summary by Debuts, based on the App Store listing.

About

Paydar adds up everything you pay for, every month and every year, and warns you before each charge. Free to download and free for 3 subscriptions; a one-time purchase unlocks unlimited. No account, no ads, no subscription.

ADD THEM IN SECONDS • Tap the logos of what you have. 102 services are built in • Typical prices fill in for most popular services, in US or Canadian dollars. Change any price to match your bill • Add sales tax: pick your province, or type your own rate, and every total includes it • Quick add guesses each charge date, then Paydar steps you through setting the real ones, so your reminders are right • Something else? Add it with a name and a price • Bring a list in from a spreadsheet (CSV), or export yours

NEVER GET CHARGED BY SURPRISE • A reminder the day before every charge, at the time you choose. Or the same day, 3 days or a week before • Free trials get two warnings: 3 days and 1 day before they end • Send yourself a test reminder to see it work

KNOW WHERE IT GOES • One big number: what you pay a month, or a year, even with weekly, monthly, quarterly and yearly bills mixed • Spending by category, your biggest costs, and price rises • A calendar of every charge • Mark each one "Worth it" or "Not really" and see what you could save in a year • How to cancel: go straight to the provider's page, your Apple subscriptions, or a search. Paydar can't cancel for you

ON YOUR WRIST AND HOME SCREEN • Apple Watch app: your monthly total and what renews next, synced from your iPhone • Watch face complications, plus Home Screen and Lock Screen widgets

FREE FOR 3, THEN PAY ONCE • Free to download. Track up to 3 active subscriptions with everything working: reminders, trial warnings, the Apple Watch app, widgets, spreadsheets, the calendar and spending. Canceled ones don't count • Unlimited is one in-app purchase, once: $2.99 in the US, CA$3.99 in Canada, and the local price elsewhere. It is not a subscription • Shared with your family through Family Sharing, and restorable any time from Settings • Nothing you already added is ever taken away

PRIVATE BY DESIGN • Everything stays on your iPhone and Apple Watch • No account, no bank login, no tracking, no ads

THE FINE PRINT, HONESTLY Paydar can't see your bank or email, so you add what you pay for. It never cancels anything for you; it takes you to the right page. Reminders come from your iPhone: Paydar schedules the nearest ones, tops them up whenever you open the app and in the background when iOS allows, and the last one asks you to open Paydar. Typical prices are only a starting point, so check them against your bill. Prices in other currencies, and for services without a typical price, are typed in by you.

Service names and logos belong to their owners. Paydar isn't affiliated with them.

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Discovery signals

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