Pocket Financier: Budget

Pocket Financier is simple personal finance. See how much money is free at a glance. Log expenses and income, see where your money goes, save for goals, follow your net worth and keep spending in check — with no sign-up and no cloud: all your data stays on your phone.

QUICK TO USE • An expense in two taps: amount and category — done. Or just say it: “coffee 6.50 yesterday”. • Cashback, day, repeat, goal and place a tap away, when you need them. • Quick actions on the app icon and a Home Screen widget. • Where you spent is noted for you — see all your spending on a map.

BANK STATEMENTS • Load a PDF statement — expenses and income go in at once, with categories picked for you. • Nothing already recorded is added twice. • The statement is read right on your phone and isn't kept.

CLEAR ANALYTICS • A category donut for any period — compared with last month. • Spending day by day, with a forecast to the month's end. • Tap a category to see every entry in it. • The whole year on one chart: income and spending by month. • CSV reports for Excel, Numbers and Google Sheets.

LIMITS AND RECURRING PAYMENTS • Limits per category, with a warning when you overspend. • Rent, phone and subscriptions log themselves — or the app reminds you to confirm.

GOALS • Save for a trip, a car or an emergency fund. • See how much to put aside each month, and a forecast of whether you'll make it in time. • Take money out of a goal, and archive the goals you've reached.

NET WORTH, ASSETS AND DEBTS • Savings, crypto, stocks, property and your car — everything you own in one place. • Your net worth and what it's made of, with price charts for bitcoin and stocks. • Loans, a mortgage, money owed to friends: a payment brings the balance down, only the interest counts as spending. • A loan's monthly payment logs itself.

PRIVACY AND SECURITY • No account, no sign-up. • PIN and Face ID. • The database on your device is encrypted. • Backups go into a password-encrypted file that you keep yourself.

AND MORE • Search by name, category or amount; filter by category and amount. • Reminders to log expenses and for goal deadlines. • Tenge, ruble, dollar, euro and other currencies. • English, Russian and Kazakh; light and dark themes.

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