Stack'd Finance

Stack'd is a personal finance tracker that keeps your money on your phone. Wallets, transactions, budgets, loans and tags live in the app's own storage: no account to create, no cloud, no tracking, no ads.

WHAT IT DOES

- Wallets for the accounts you actually keep: bank, card, cash, savings, credit card, each in its own currency. - Log an expense, an income or a transfer in a few taps, with a note and tags. - Repeating logs: set rent or a salary once and the whole series is written out ahead of time. Edit one occurrence, this and the following ones, or the entire series. - Goals: a monthly budget per category, showing what is spent, what is still committed by repeating logs, and how the month will actually end. - Debt simulator: enter an amount, a rate and a duration and read the full schedule, instalment by instalment. Track a real loan and progress follows your payments. - Import a bank statement as CSV, camt.053 or MT940. Stack'd maps the columns, skips what you already logged, pairs transfers between your own wallets, and shows a review before anything is saved. The file itself is never kept. - A home screen you compose yourself from eight widget types, plus Smart Insights that point out what changed this month. - Light and dark, in English, French, Italian, Spanish and Portuguese.

HONEST NUMBERS

A balance is never a number someone typed in. It is the sum of the logs behind it, recomputed every time, so what you see always matches what you recorded. Loan maths runs in whole cents, so a schedule adds up to the cent.

YOUR DATA STAYS YOURS

No user accounts. No cloud sync. No analytics, no advertising identifiers, nothing sold or shared. Export all your data as CSV any time, and import it back: a backup is a full restore.

WHAT IT COSTS

Free with up to two wallets and the categories the app ships with. Stack'd Pro is a one-time purchase that lifts both limits for good, with no subscription. Anything you have already recorded always stays visible and editable.

Discovery signals