ThinkTwice! app icon

ThinkTwice!

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• Every Apple Pay payment logs itself - nothing to type

By lotan Niv · Finance
Debuts score 81NewRate it first
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In short

ThinkTwice. is a finance app that logs Apple Pay payments automatically, with amount and merchant, and shows what remains in daily, weekly and monthly budgets. It also tracks savings goals and adds a pause before shopping apps open. Its standout feature is that it stores data on the phone and in private iCloud backup, with no sign-up or bank connection.

Summary by Debuts, based on the App Store listing.

About

• Every Apple Pay payment logs itself - nothing to type. • Always see what's left for today, this week and this month. • Save for a goal and reach it on time: $5 a day is $1,825 a year.

AUTOMATIC APPLE PAY LOGGING Connect once, and every phone payment is logged with the amount and the merchant. Right after you pay, you get a notification: "Logged $19 · Whole Foods - $56 left for today". Step-by-step video guides are built in.

A BUDGET YOU ALWAYS SEE • Daily, weekly and monthly budgets - fixed or automatic • An alert before you hit the limit • Set your payday, and your budget month starts the day you get paid

SAVINGS GOALS A trip, a new phone, a car - choose an amount and a date, and the app tells you exactly how much to save each month and whether you're on track.

HOW MUCH CAN YOU SAVE? • One less coffee a day = about $1,500 a year • One less delivery a week = about $1,000 a year • One less impulse buy a month = about $600 a year ThinkTwice! shows you where your money goes, and every dollar you don't spend moves you closer to your goal.

A SMART PAUSE BEFORE SHOPPING Opening a shopping app? A "Think twice" screen appears first, with the price in hours of work. Skip it, let it wait 48 hours, or buy - and every skip is added to your savings.

AND MORE • Fixed expenses & subscriptions logged every month • Weekly summary and a full Excel report • Home Screen widget • 6 color themes, dark mode, Hebrew & English, any currency

PRIVATE BY DESIGN No sign-up, no bank connection, no ads, no data collection. Everything stays on your phone and in your private iCloud backup.

Think twice. Spend once.

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