Worthflow: Net Worth Tracker
Not claimedWorthflow is a quiet, private ledger for your net worth
By Avinash Sharma · FinanceWhy we expect it: A thoughtfully private net worth ledger with clear value, careful detail, and thoughtful support for lakhs and crores.
In short
Worthflow: Net Worth Tracker is an iPhone and iPad finance app where you record your assets and debts once a month to see your net worth, change since last month, and asset-to-liability split. Data stays on your device with an automatic copy in your own iCloud Drive, and there are no accounts, bank logins, or ads. Tracking is free, and Pro is a one-time purchase.
Summary by Debuts, based on the App Store listing.About
Worthflow is a quiet, private ledger for your net worth. Once a month, write down what you own and what you owe. Worthflow does the rest.
WHAT YOU OWN, MINUS WHAT YOU OWE • Tiles for savings, FDs, stocks, mutual funds, EPF, PPF, NPS, gold, property, ESOPs, and the loans against them. • Change only what moved. Everything else carries forward from last month. • Your net worth, the change since last month, and the split between assets and liabilities at a glance. • Amounts in lakhs and crores, or in thousands for dollars, euros, pounds, dirhams, and more.
INSIGHTS THAT MEAN SOMETHING • A goal to aim at. Everyone starts with First crore. • Your pace, your CAGR, and your debt ratio. • A trend line you can drag across to read any month. • Your asset mix, and exactly what moved this month. • Loan repayments count as gains, because they lift your net worth.
A MONTHLY RITUAL, NOT A CHORE • A reminder on the day you choose. It's skipped when the month already has figures, and it never shows your numbers. • Takes a couple of minutes a month. No bank logins and no syncing statements.
PRIVATE BY DESIGN • No account. No Worthflow servers. No analytics. No ads. • Your figures stay on your iPhone, with an automatic copy in your own iCloud Drive that only your Apple Account can reach. • Export a backup whenever you like, as a plain JSON file you keep.
MADE FOR iPHONE AND iPAD • Built with SwiftUI and the system's Liquid Glass look. • Light and dark mode, Increase Contrast, Reduce Motion, and full VoiceOver support. VoiceOver reads amounts in lakhs and crores.
WORTHFLOW PRO Tracking is free, forever. Pro is a single lifetime purchase for the things you'd like to change: • Tiles you name yourself, for anything the defaults don't cover • Hide tiles you never use, and reorder the rest • Name your own goal and set the amount • Notes beside any figure • Indigo, teal, rose, and violet themes, plus alternate app icons • A privacy veil, with Face ID before your figures return • CSV export, one row per month
No subscription and no renewal. Family Sharing is on.
Privacy policy: https://worthflow.netlify.app/privacy/
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