NY Police Pension Estimator

YOUR PENSION IS THE BIGGEST FINANCIAL DECISION OF YOUR CAREER. RUN THE NUMBERS YOURSELF.

Most officers make their retirement decision with a pension fund estimate, a rumor from a coworker, and hope. NY Police Pension Estimator gives you something better: a private, precise, NYPD-specific calculator you control — so you walk into retirement with answers, not guesses.

▸ KNOW YOUR NUMBER — FREE, ALWAYS Full Tier 2 and Tier 3 calculators, built around actual NYPD pension rules. No generic public-sector formulas. No signup wall. Just your real benefit, calculated correctly, every time.

▸ SEE THE COST OF A LUMP SUM BEFORE YOU TAKE IT Thinking about a final withdrawal? Model exactly how much it shrinks your monthly check — before it's irreversible. Or flip it around: tell the app your target take-home pension, and let the reverse solver tell you the maximum you can withdraw and still hit that number.

▸ SEE THE WHOLE PICTURE, NOT JUST ONE PIECE Your pension is only part of your retirement income. Model how deferred compensation stacks with your pension so you're planning your total paycheck, not guessing at fragments.

▸ CATCH THE FUND'S MISTAKES, NOT JUST YOUR OWN Pension funds get it wrong more often than you'd think. Upload your official statement and let Accuracy Check scan it for the calculation errors that quietly cost retirees real money.

WHY OFFICERS TRUST THIS APP Retirement math has zero room for "close enough." A single miscalculated variable can mean thousands of dollars less, every year, for the rest of your life. This app exists so you never have to take that risk on faith.

Start free. Unlock the Final Withdrawal Planner, Deferred Comp modeling, and Accuracy Check whenever you're ready to go deeper — one-time purchase or subscription, your call.

Planning estimates only — not financial or legal advice. Using this app doesn't create an advisory relationship. Always confirm final figures with your pension fund before making irreversible decisions.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tomliam10.github.io/pension-ledger-ios/privacy.html

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