Afloat — Safe to Spend & AI

Most budget apps show what you've already spent. Afloat shows what you can still spend — today, with every bill accounted for.

ONE NUMBER A DAY • Safe to spend: money in your accounts minus bills until the end of the month, reserved budgets and your goal plan • Today's limit updates with every expense you log • "Where this comes from" breaks down every dollar

BILLS FIRST • Recurring bills are set aside ahead of time: rent, utilities, subscriptions, loans and installments • Autopay is counted by itself; manual bills wait until you mark them paid • Reminders the day before and on the day • Running short? Afloat shows what to move, skip or take from savings

ACCOUNTS & CARDS • Cards, cash, savings — each account on its own • Credit cards: limit, due date and minimum payment — the card payment is set aside on time

INSIGHTS, BUDGETS & GOALS • Where your money goes: categories, subcategories, month by month • Budgets by month, week or date range — with a forecast that warns you early • Goals with a simple monthly plan: save for a car, a trip or a rainy day

PRIVATE BY DESIGN • No bank login, no ads • Your data stays on your device and in your iCloud • AI features send only the file or data you choose, for one-time processing — we don’t store it

AFLOAT PREMIUM Your daily number, bills, widget and reminders are free. Premium adds: • Statement import from any bank (PDF, CSV or screenshots) — transactions arrive already categorized • AI scan of bills and receipts from a photo • AI spending review: where money leaks and what to change • Forecast for the months ahead • iCloud sync, backup and export, unlimited accounts, goals and budgets, full history • Yearly with a 14-day free trial, or monthly. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in Settings → Apple Account → Subscriptions.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://afloatbudget.com/privacy

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