uOwe: Split Bills & Budget

uOwe keeps shared costs fair and your own money clear.

SPLIT WITH FRIENDS • Create a group for a trip, a shared flat or a night out, and invite everyone in seconds with a link. • Add an expense, choose who paid, and split it equally, by exact amounts, by percentages or by shares. • See at a glance who owes whom, and settle up with the fewest possible payments. • Changes show up on everyone's phone instantly. • Every group has its own currency, so trips abroad just work.

YOUR MONEY IN ONE PLACE • Keep wallets for cash, bank accounts, cards and savings, and see your total balance. • Log income, spending and transfers. Your share of group expenses is counted automatically. • Set monthly budgets and savings goals, and follow your progress in clear charts.

UOWE PRO • Receipt photos on every expense • Recurring expenses that add themselves • CSV and PDF export • Group themes • Unlimited budgets and recurring transactions

uOwe Pro is an optional subscription: €3.99 per month or €34.99 per year. It renews automatically until you cancel, and you can cancel at any time in Settings → uOwe Pro → Manage subscription.

Available in English, Albanian and German. Your data is encrypted in transit and never sold, and you can delete your account at any time in Settings.

Privacy policy: https://uowe.app/legal/privacy Terms of use: https://uowe.app/legal/terms

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