Covered: Never overdraft again

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Covered helps your household avoid overdrafts

Par Kevenson Leger · Finance

79NouveauSois le premier à la noter

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En bref

Covered is a finance app that sets aside upcoming bills, credit card minimums and variable payments before each payday, then shows what is left to spend. Users enter their balances by hand, with no bank connection, and it can sync between two household iPhones through iCloud. It stands out for its privacy design, with no account, no ads, no tracking, and data kept on the device.

Résumé par Debuts, d'après la fiche de l'App Store.

À propos

Covered helps your household avoid overdrafts.

Every week, Covered sets aside what's due before your next payday — rent, bills, credit card minimums, amounts that vary — and shows what's actually left to spend. If an account won't cover a payment, you see it before it happens.

WHAT IT DOES • Sets aside each bill until it's paid, so "available" really means available • Credit card minimums and statement balances, paid from the account you choose • Bills whose amount varies, like electricity • Paydays and other income, with their own rhythm • A calendar of what's coming • A daily reminder when a payment won't go through, a due date has passed or your balances need checking • Built for two: optional iCloud sync keeps your household's iPhones in step

PRIVATE BY DESIGN • No bank connection: you enter your balances yourself • No account, no sign-up, no ads, no tracking • Your data stays on your device (and in your own iCloud if you turn sync on) • Optional Face ID lock

Covered is not a budgeting app. No envelopes, no categories to maintain — just a clear answer to "can we spend this before payday?"

Available in English and French.