STLD: Split Expense

STLD keeps track of shared expenses between friends, roommates, couples and travel groups, and shows who owes whom in plain words. It is free, has no ads, and never links to your bank.

ADD AN EXPENSE IN SECONDS • Type the amount, pick who paid and who shared it: equally, by amount, by share or by percentage. • Scan a receipt and split it item by item. Tap who had what; tax and tip are shared in proportion. • Say it or type it as a sentence, and STLD fills in the form. Scanning, speaking, typing a sentence and written summaries share ten AI uses per account. There is nothing to buy in the app.

A GROUP FOR EVERYTHING • Trips with dates and a budget, and spending by day. • Homes with a monthly budget. • Couples, split fifty-fifty from the start. • Events, and anything else.

BALANCES YOU CAN READ • See who owes whom, to the cent. • Turn on simplify debts and STLD works out the fewest payments that clear everything. • Record a payment when someone settles up, or send a reminder.

47 CURRENCIES Record expenses in 47 currencies, several in one group. About 30 of them convert automatically at the rate on each expense's date; for the rest, enter the rate you got.

WORKS OFFLINE Add and edit expenses with no signal. Everything syncs when you are back online.

SEE WHERE IT WENT Charts by category and by day, and a short written summary of a trip or a month.

COMING FROM SPLITWISE? Import a group from Splitwise's CSV export: expenses, payments and people come across.

PRIVATE BY DESIGN • No ads, no bank links. • Voice is turned into text on your phone; only the text is sent. • Lock STLD with Face ID, Touch ID or your passcode. • Sign in with Apple or Google. No password to remember.

Why "STLD"? It is "settled" without the vowels.

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