Net Worth Tracker: Long Summit

A net worth tracker you can stick with.

Once a month, type the real balance of what you have and what you owe. Long Summit shows your net worth, cash flow and debt, what changed, and where they're heading.

No bank login. No purchases to log. One number per account is small enough to keep up for years.

WHAT GOES IN • Cash: your accounts, savings included • Assets: a home, a car, stocks, crypto. You type what each is worth • Fixed: money that grows at a set rate, like a fixed deposit or a bond • Debts: a mortgage, a loan, a credit card balance • Pots: cash you've set aside for something, with a goal and a date. A sinking fund, a deposit, an emergency fund

WHAT YOU SEE • Net worth, cash, debt and cash flow for the month, and what moved since the last one • Every month you've typed. Add earlier months from old statements • The month each debt is paid off, and where each payment goes • A range ahead, carried on from how your numbers have really moved • Missed a month? Your last numbers carry forward, and the rows to update are marked

ALSO IN THE APP • Subscriptions and repeating bills: add each one once. The app writes each charge on its day, keeps the price changes, and reminds you before one renews or its free trial ends • Credit cards: add a card and its statement and due dates sit in one place, with a reminder before each. Only the last 4 digits are kept • Milestones: the amounts you're aiming for, and the month you'd reach each • Peers: the people you measure yourself against. Only you see it • Why: your reasons and plans, written down • Forecast: describe a plan in your own words. The AI writes the plan, the app works out the numbers • Docs: payslips, statements, policies and tax forms, in folders. Send a folder as one ZIP

WIDGETS AND DARK MODE • Seven Home Screen widgets: Money, a private Money with no amounts, Cards, Card bills, Subscriptions, Milestones and Why • Most come in small, medium and large • Dark mode, switched on in Settings

WHAT IT IS NOT • Not a bank connection. It never reads your accounts • Not a budget or an expense log. No income, no purchases, no categories • Not live prices. You type what a holding is worth • Not a coach. It shows the picture, you decide

YOUR DATA • Your numbers are saved to your account, with Sign in with Apple • Documents stay in your iCloud Drive, or on your iPhone. Never on our servers • Forecast asks before it uses AI. What you type in a forecast goes to DeepSeek, an AI company in China, through our server. Your Money numbers and documents are never sent • Download a copy of your data any time • No ads. No analytics

PLANS • Yearly, with the first month free. Monthly. Or Lifetime, paid once • Every plan opens the whole app • A subscription renews until you cancel it. Cancel in your Apple Account settings, at least a day before it renews

Look around first with a sample person. It needs no sign-in, and the sample never leaves your iPhone.

Terms of Use: https://thelongsummit.com/terms-of-use Privacy Policy: https://thelongsummit.com/privacy-policy Questions: contact@thelongsummit.com

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