bam debts

bam debts turns IOUs between friends into clear shared balances.

Add a debt using a friend’s username. If you say they owe you, they review the claim before it changes either balance. If you record that you owe them, it is accepted immediately.

Swipe left to create a trip, invite friends, and split shared expenses equally or by custom amounts. Keep everyone’s balance clear, then finish and hide the trip when you’re done.

When it is time to settle, the payer marks a payment as sent and the receiver confirms it. Only then does the shared balance change.

Features:

• Unique @usernames • Accepted and declined debt claims • Live shared balances • Trips with invited friends and equal or custom expense splits • Clear per-person and multi-currency balances • Confirmed settlement records • Home Screen balance widget • Optional notifications for debts, payments, trips and repayment-detail requests • Private name and IBAN sharing • No ads or cross-app tracking

bam debts records payments between friends but does not transfer money.

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