Pennilo app icon

Pennilo

Not claimed

Record what you spend

By 学龙 于 · Finance
Debuts score 80NewRate it first

Why we expect it: Clear expense tracking with thoughtful photo and place memories, backed by a genuinely useful free tier.

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In short

Pennilo is a finance app for recording expenses, income and transfers by hand, with no bank connection and no account required. Its free basic book covers search, monthly budgets, a spending map, CSV or backup export, and optional photos and notes per record. One detail that stands out is that original currencies are kept, and converted amounts are only recorded once you confirm them manually.

Summary by Debuts, based on the App Store listing.

About

Record what you spend. Remember the life around it.

Start free with a personal book. Add an amount in moments, then keep a photo, note or confirmed place when it matters.

Free basic features: • Keep adding and editing manual records in one fixed basic book, with no transaction quota. • Record expenses, income, same-currency transfers, linked refunds and balance adjustments. • Manage cash, bank-account nicknames, credit cards, wallets and stored-value cards. No bank connection. • Search by date, category, account, merchant, tags and amount. Review spending statistics and set a monthly total budget. • Keep one photo per record, notes, tags and confirmed places. Browse your spending map. • Keep original currencies and manually confirm converted amounts or leave them pending. No automatic exchange rates; accounts remain single-currency. • Export CSV or a complete backup with optional password protection, restore data, and use the device authentication lock. Complete backups require all included photos on the exporting device. • Choose among four themes and Huahua or classic entry buttons.

Optional Pennilo Pro is a one-time purchase for ongoing use of multiple books, local screenshot recognition and Shortcuts capture, up to 6 photos per record, and personal iCloud automatic sync. Screenshot inputs are processed on device and are not automatically saved as attachments.

You may choose a free 14-day Pro experience or buy Pro directly. The experience starts with the verified original purchase, does not restart after restoring, and never charges automatically. Basic manual recording remains free when it ends. Confirm one fixed basic book to keep adding and editing; other books retain viewing, statistics, export and deletion. Existing extra photos remain available, but cannot be added to or replaced while over the basic limit. Automatic syncing of new records, edits, restored items and new photos pauses. An already enabled and linked iCloud connection still exchanges deletions for free; turning sync off stops this channel. Existing cloud data can still be recovered.

No app account, ads or subscription is required. Pro does not include extra iCloud storage, future shared cloud services, cloud AI, separately sold cosmetics or unreleased platforms. The App Store price shown when you buy applies.

Available in English, Simplified Chinese and Traditional Chinese. Map search needs a connection. iCloud uses your Apple account and available storage.

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Discovery signals

How AI and people discover Pennilo on Debuts
AI-readyPartly
78% described for AI to match
Discoverable nowLiveStructured data on this page and the Debuts API

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