Monecy - Payday Budget

Your month starts when your money arrives. Monecy helps you manage spending from payday to payday, whether you get paid on the 1st, the 15th or a different day. A guided first start helps you set up your budget.

YOUR BUDGET, YOUR WAY • Choose a fixed start day or start a period when your money arrives • Use a fixed budget or build it from recorded income • See today’s remaining allowance, overspending and your daily amount • Optionally carry money over or reserve it for bills and savings

A CLEAR VIEW OF YOUR MONEY • Choose Clarity or Orbit, with light, dark or system appearance • Explore spending by category, bar, pie and donut charts, and trends • Compare periods and choose different date ranges • Search and filter transactions; tap a category to focus on it

LESS WORK, MORE OVERVIEW • Add expenses and income in a few taps • Scan a receipt with your camera or choose a photo to suggest the amount, date, merchant and category; check the suggestions before saving • Create, rename, edit and delete expense and income categories, with icons, colors and optional subcategories • Schedule recurring expenses and income by budget period, monthly, every three or six months, or yearly, with a chosen date and optional end • Import CSV files, review entries and create missing categories • Export CSV files or back up and restore records and settings

OPTIONAL SMART HELP Enable only the tools you want: spending forecasts, category rules, upcoming payments, category limits, unusual-spending checks and possible-duplicate detection. Smart features start switched off and explain when more data is needed. Calculations run on your device without AI. Forecasts are estimates, not guarantees.

PRIVATE BY DESIGN Your financial records stay on your device. No Monecy account, no tracking and no ads. Optional Face ID, Touch ID or device-passcode protection. You control exports and backups.

Available in English, German, French, Spanish, Italian, Dutch and Brazilian Portuguese.

All features are free. Optional one-time support purchases help development; no subscription is required. Restore previous support purchases in Settings → Support.

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