Dr. Frugal

Dr. Frugal is your smart money companion — a calm, all-in-one app to understand spending, stay on budget, and never miss a bill or subscription renewal.

Connect your UK bank securely via Open Banking, see your balances and transactions in one place, and turn raw bank data into clear, actionable insights.

WHAT YOU CAN DO

• See the full picture on Home View account balances, recent transactions, and a daily summary of what matters: your budget, upcoming bills, renewals, and shopping lists.

• Set Targets and track what's left to spend Build a monthly budget plan with category limits and visual spending rings. Dr. Frugal tracks your real bank debits against each target so you always know how much you have left — or if you've gone over.

• Get AI-powered spending insights Smart Targets analyses your last six months of spending, highlights essential vs. discretionary categories, and suggests practical ways to save next month.

• Never miss a bill or renewal Track upcoming bills, insurance payments, and subscription renewals. Get reminders before due dates so nothing catches you off guard.

• Shop smarter Keep organised shopping lists, compare prices across UK stores, and link receipts to bank transactions when you scan them.

• Scan receipts in seconds Use your camera to capture receipts, extract items automatically, and match them to the right transaction.

• Ask Dr. Frugal anything Your built-in AI assistant helps you understand your spending, navigate the app, set budget lines, and get personalised tips — powered by your actual financial data.

• Stay informed with notifications Receive alerts for budget limits, upcoming bills, renewals, and balance updates — so you stay in control without constantly checking the app.

• Organise transactions your way Automatic categorisation plus manual control. Assign transactions to budget lines and keep your plan accurate month after month.

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