Skeer

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Skeer is the calm, no-drama way to budget every euro you earn, inspired by the envelope…

Door Bram Beekman · Financiën

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Skeer is a zero-based budgeting app for iPhone that uses the envelope method to assign every euro of income to a category. It suits people who want to track spending, plan savings, or pay off debt. One standout feature is the "Think It Over" list, which holds a planned purchase for 24 hours before deciding.

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Over deze app

Skeer is the calm, no-drama way to budget every euro you earn, inspired by the envelope method, built for how you actually spend money.

Stop wondering where your money went. Give every euro a job the moment it hits your account, watch your categories fill up, and know exactly what's safe to spend before you tap your card.

WHY PEOPLE SWITCH TO SKEER

- Zero-based budgeting - assign 100% of your income to categories, so nothing is ever "unaccounted for." - Unspent money carries over - leftover budget rolls into next month automatically, and past months lock so you can't accidentally mess up your history. - Multiple accounts - checking, savings, and credit cards, with transfers and split transactions handled automatically. - Payees - save who you pay once, then pick them from a list next time. - Recurring transactions - bills and income repeat on schedule so your budget stays accurate without manual entry. - Debt payoff tracking - link a debt to a category, watch the balance drop with every payment, and it disappears from your budget the moment it's paid off. - "Think It Over" list - feel the urge to buy something? Park it here for 24 hours before you decide. Impulse spending, tamed. - Category targets - set a monthly or savings goal per category and get a one-tap "assign the rest" shortcut when you're close. - Bank statement (PDF) import - drop in a PDF and Skeer pulls out the transactions, with duplicate detection so you never import the same purchase twice. - Home Screen widget - add or check spending straight from your Home Screen, no need to open the app. - Face ID / Touch ID lock - your budget, protected. - Built-in support chat - questions get answered right inside the app, no AI chatbot.

SKEER PRO

Skeer is free for day-to-day budgeting. Upgrade to Skeer Pro for: - Real-time cloud sync between your iPhone and the free Skeer web app - edit on the go, review on your laptop. - Automatic encrypted backup, so switching phones is never scary. - Unlimited PDF bank statement import. - Track your debt.

YOUR DATA, YOUR CALL

No ads. No selling your data. Delete your account and everything with it, permanently, any time from Settings. Whether you're paying off debt, saving for something specific, or just tired of guessing what's left in your bank account, Skeer gives you the structure to plan your money with confidence - and the flexibility to fix it when life doesn't go as planned.

Download Skeer and give every euro a job today.

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